Gramm-Leach-Bliley Privacy Notice

Effective as of November 22, 2021

Facts

What does Harness Wealth do with your personal information?

This notice applies to any Harness Wealth customer with a registered account who seeks advisory services, including tax advice and other financial services through Harness Wealth’s platform.  This notice also applies to any individual who utilizes Harness Tools. 

For information regarding Harness Wealth’s collection and use of your personal information through all other activity on Harness Wealth’s website, please see our Privacy Policy.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

  • Your contact details, demographic information, and date of birth
  • Social Security number and income
  • Account balances and transaction history
  • Investment portfolio
  • Tax-related information
How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Harness Wealth chooses to share its customers’ personal information, and whether you can limit this sharing.

Reasons we can share your personal info

Does Harness Wealth share?

Can you limit this sharing?

For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes–
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We do not share

For our affiliates’ everyday business purposes– information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes– information about your creditworthiness

No

We do not share

For affiliates to market to you

No

We do not share

For nonaffiliates to market to you

No

We do not share

To limit our sharing:
Questions?

Who we are

Who is providing this notice?

This privacy policy is being provided by Multiplier, Inc. d/b/a “Harness Wealth.”

What we do

How does Harness Wealth protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We use encryption in the transmittal of your sensitive personal information between your systems and ours, and we use firewalls.

How does Harness Wealth collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Connect a third-party account
  • Sign up for services
  • Solicit tax advice
  • Communicate with us through your account

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include Harness Wealth Advisers LLC and Harness Tax LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with may include data processors.

Joint marketing

Harness Wealth does not have agreements with nonaffiliated financial companies to market financial products or services to you.

Other important information

NV: If you are consumer with a Nevada mailing address, and you prefer not to receive marketing calls from us, you may be placed on our internal Do Not Call List by contacting us at (646) 586-5427; https://www.harnesswealth.com/; or 520 Broadway, Floor 7, New York, NY 10012. You may also contact the Nevada Attorney General’s office: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1-702-486-3132; email BCPINFO@ag.state.nv.us or AgInfo@ag.nv.gov.

 

VT: If you are a consumer with a Vermont mailing address, we will not share information we collect about you with companies outside of Harness Wealth, unless the law allows. For example, we may share information with your consent, to service your accounts or under joint marketing agreements with other financial institutions with which we have joint marketing agreements. We will not share information about your creditworthiness within our corporate family except with your consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.

 

CA: If you are a consumer with a California mailing address, we will not share information we collect about you with companies outside of Harness Wealth, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits to which you are entitled.