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Harness Wealth pays NerdWallet $50 for every qualifying referral. To qualify for the referral payment, the user must have accessed Harness Wealth’s website by clicking through a link on NerdWallet’s website and signed up for an account. Paid referrals create a conflict of interest as NerdWallet has a financial incentive to refer Harness Wealth over another company that does not pay a referral fee or pays a referral fee less than the fee paid by Harness Wealth. Compensation can influence the frequency that Harness Wealth is referenced and where and how we appear on the referrer’s website.